Q: Are creditors suppose to send you proof after paying off a garnishment?
I had defaulted on a judgement that resulted in a wage garnishment. I mailed in my last payment amount in December of 2018 with a letter requesting that they went to court to satisfy the judgment. My question is does the creditor have to send me something in the mail stating that the judgement is satisfied or should I just contact the lawyer because I'm still getting the garnishee's earning statement every week. I took a leave of absence after my final payment to the creditor was made and I have still been recieving the weekly statement.
A: When a judgment is paid in full, the judgment creditor is required to file a satisfaction of judgment with the court. Usually a copy is sent to the judgment debtor. Completion of a garnishment should result in the judgment being paid in full but there is no guarantee that this is so. I would investigate with the judgment creditor to learn the status. If needed, the judgment creditor can be compelled to issue a satisfaction of judgment upon receiving payment in full. See ARS 12-1598.12. Reporting by judgment creditor
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