Aurora, OH asked in Insurance Defense for Ohio

Q: I co-signed for my 21 year old daughter's car and she keeps missing payments. I am the main borrower on the loan.

She moved out and didn't tell us where she was going and she changed her phone number. She has cut off our entire extended family. The car is titled in her name. My question is whether we can cancel her car insurance (our policy) without my husband and I facing legal issues if she wrecks her car again. I want the loan company to find and repossess the car. Thank you for your guidance.

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1 Lawyer Answer

Matthew Williams

Answered
  • Cleveland, OH
  • Licensed in Ohio

A: You don’t have to provide her with insurance but just not paying for it knowing she’s going to drive isn’t the best plan. First, it won’t get you off the hook for the loan. Second, it won’t cause the financing company to repossess the car. Third, if she wrecks without insurance, she could wind up so deep debt that she will never be able to be fully independent.

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