Matthew Williams' answer You don’t have to provide her with insurance but just not paying for it knowing she’s going to drive isn’t the best plan. First, it won’t get you off the hook for the loan. Second, it won’t cause the financing company to repossess the car. Third, if she wrecks without insurance, she could wind up so deep debt that she will never be able to be fully independent.
Peter N. Munsing's answer No jail. I'm assuming you had an accident. The other person or their insurance will ask for her insurance. If she doesn't have any they'll ask her to pay. It may be to her advantage NOT TO MAKE ANY AGREEMENT TO DO SO because she may be "judgement proof." It really makes sense to discuss these things with an attorney who handles defense of claims, as she and you need to look at what her assets are and aren't, her need for driving etc. But you don't want to jump into negotiations with the...
Peter N. Munsing's answer But you carried insruance that covered you for liability so you should be OK. If you want, get a consult from an attorney who handles citations. Bring proof that you had coverage through your company at the time of the wreck. Notify your company.
Douglas A. Ball's answer You need to contact an attorney in the area where the alleged charges were brought as soon as possible, if you have not done so already. The State has several options available to them on how to proceed, and you need an attorney versed in the law to discuss your options with you. This could be a problem for you since the truck is titled in your name. Do a search here on Justia to find recommended lawyers. You might also reach out to your local law library for recommendations. Good luck to...
Bruce Martin Broyles' answer You need to obtain the electronic mail to and from Gieco to determine whether policy was in effect. In addition, your previous insurance company may have continued the policy of insurance for a short period of time after the cancellation for non-payment.
If you cannot obtain the email information, you may want to contact a computer forensics expert. The email would have left an exact date and time that the email was transmitted from your computer.
Peter N. Munsing's answer Generally you aren't responsible for your kids in that regard unless the car was in your name and you lacked adequate coverage. If it's his name and lacked adequate coverage he might be able to get additional coverage on yours but that's not tooo likely the way policies are written now.
Peter N. Munsing's answer Assuming they are over 18, they are responsible for their wrecks. Question is whose name is it in and if there is insurance,and whose fault the wreck was. If you are on the car as owner then if they were a known risk you may have some exposure not for causing the crash but for giving a car to someone who is a known terrible driver.
If you aren't the registered owner, assuming they are over 18 you made a gift and that ends it.
If the car is on your policy, that policy covers...
Terrence H Thorgaard's answer If you rear-ended someone, you just-about certainly were following too closely. You should ALWAYS leave enough room between you and the car in front of you, so as to guard against EXACTLY this sort of thing happening. So no, I don't think you have a defense.
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