Q: I got a ticket for driving without insurance. never asked me about insurance during our conversation.
My car has insurance. I am told to appear at court? plus is it illegal to drive a vehicle with Tennessee dealer temporary tag? the tag is for one month and doesn't expired during stop. the title is still with dealer and i am waiting to change ownership
A: Request a trial and NOT a waiver hearing, if these tickets are payable fines. If either ticket you received is not payable (e.g., "MA" or "Must Appear") then don't pay any ticket as they will all be scheduled for trial together and you'll receive a date. Hire a lawyer. These tickets are defensible.
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A: A vehicle must be insured to be driven. If the vehicle was insured, you should have a policy listing the vehicle, its VIN number and the effective date of coverage. That evidence, if presented in court, should absolve you of the offense. Otherwise, you need to obtain and FR-19 Form from your insurance carrier to prove the vehicle was insured at the time of the offense. If you had a TN temporary Tag from a dealer in TN, you'll need to contact the dealer to obtain the necessary information concerning insurance - unless there was or is some dispute between you and the dealer concerning who was insuring the car at the time of its sale.... but why would a dealer provide that coverage once you purchased and took title to the car? That's the question a Judge might ask if you raised that type of defense in court. I encourage you to seek qualified counsel to assist you in this matter. Driving without insurance is a serious offense!
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