Detroit, MI asked in Bankruptcy for Michigan

Q: I have payday loans from couple years ago. I want to file bankruptcy can i include them?

Im in ohio.

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2 Lawyer Answers
Trent Harris
Trent Harris
Answered
  • Jackson, MI
  • Licensed in Michigan

A: Yes. When you file bankruptcy you are supposed to list all of your debts, regardless of whether you want to “include” them in your bankruptcy or not. Payday loans are usually unsecured loans, and would be able to be discharged along with your other general unsecured debts. You’ll need to file bankruptcy in the place where you’ve lived for the last 180 days or majority of that time - sounds like Ohio for you.

As always, you get what you pay for. Be sure to talk to a qualified attorney about your specific situation before choosing to rely on information you get from internet discussion boards such as this one.

Timothy Denison
Timothy Denison
Answered
  • Bankruptcy Lawyer
  • Louisville, KY

A: Yes. You can include them.

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