Washington, DC asked in Bankruptcy, Consumer Law and Family Law for Maryland

Q: I have a bankruptcy chapter 13 question please?

I have a chapter 13 that I finished paying in April 2018 and one of the creditors has been unreachable and they cannot send the payment to them so the Trustee will not close the case or discharge it until this happens, but in the meantime I am in need of buying a new car and nobody will give me credit because I have an open Chapter 13 on my credit report. What can I do about this. By the way my lawyer retired while in the middle of my repayment and can no longer practice law. I appreciate any help with this issue

2 Lawyer Answers
Stuart Nachbar
Stuart Nachbar
PREMIUM
Answered
  • Bankruptcy Lawyer
  • Livingston, NJ

A: The Chapter 13 Trustee could escrow the funds with the Court, and allow your Discharge. I would look into that option

Nyasha A. West agrees with this answer

Timothy Denison
Timothy Denison
Answered
  • Bankruptcy Lawyer
  • Louisville, KY

A: The Trustee van escrow the funds and permit you a discharge. If they won’t, you may need to seek another attorney. It shouldn’t be terribly difficult to locate that creditor and/or his successor and provide that info to the trustee so the creditor can be paid and the case closed completely.

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