Swedesboro, NJ asked in Civil Litigation for New Jersey

Q: I am currently having my wadges garnished at 15% per pay period for Restitution from a case in 1999 in Ohio. I have been

Seeking help to see about converting to Civil Judgement I really need help this is draining me financially

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1 Lawyer Answer
Leonard R. Boyer
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Answered
  • Clifton, NJ
  • Licensed in New Jersey

A: There is no way to change it. You need to file a Chapter 13 bankruptcy and pay it off over a 60 month period of time. This may make your payments more manageable. But it is expressly not dischargable in bankruptcy.Do not let geographic restrictions get in the way of retaining the best attorney. Pick the best attorney you can find and remember one rule: a good attorney is generally never cheap, and a cheap attorney is generally never good so don't choose based on price.

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