Q: My sister and I are co-executors on my fathers will. Can she settle the estate without my knowledge
A: It would depend on (1) whether she has been appointed as the personal representative of the estate, and (2) how the personal representative's name was worded on the letters of authority that were issued.
If the letters said that you OR your sister were appointed as personal representative, then she might be able to act unilaterally without you. But if the letters say that is you AND your sister are appointed PR, then presumably you both would need to act together, she could not take action without you.
As always, you get what you pay for. Be sure to talk to a qualified attorney about your specific situation before choosing to rely on any information you get from internet discussion boards, such as this one.
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