Cameron, NC asked in Banking, Civil Litigation and Small Claims for North Carolina

Q: Help with bank levy

I have an old debt with a landlord in Ohio from 2014. A judgement was issued in Ohio in2015. I completely forgot about, as I had zero communication with the debtor in the past 3 years. Now they got a bank levy and I have til May 1, 2019 to respond to a notice for a hearing or to claim why I shouldn't be levied. I plan to pay the debt ASAP, and will be contacting the appropriate party ASAP, but should I send back a personal exemption for $5000 as that's covered as an exemption under NC law. The court is in Ohio, and my bank is Well's Fargo. Would this stop collection til I can setup a payment with the creditor/collection agency? Please help.

1 Lawyer Answer
Bruce Alexander Minnick
Bruce Alexander Minnick
  • Business Law Lawyer
  • Tallahassee, FL

A: This would be an easy problem to solve if it did not involve two separate states. If the bank levy was filed in the state of North Carolina you should hire a NC lawyer to help you. If the action was filed in Ohio, you need an Ohio lawyer. Do not try to defend against this levy without a lawyer.

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