Q: My mom was unaware that she was uninsured for 8 months. Now geico is trying to back charge her $1200.
Geico says if she doesn’t pay, they will report her to the NY DMV where she will get fined and have her license revoked since her insurance was cancelled before she surrendered her plates. Her insurance was cancelled 10/2018, but her plates weren’t surrendered until 6/2019. She had called geico to change her insurance plan in 10/2018 because she moved to North Carolina. They sent it to NC underwriting, but never followed up. Instead, they cancelled her insurance. She assumed she was still insured by Geico, and even drove cross country to California as an elderly woman for a second move. This will be a “first” offense for noninsurance. No accidents. No points on record. My questions are:
Will she be fined?
If so, how much?
Will her license be revoked? She now holds a California license.
I’m wondering if it is more cost effective for her to be reported and pay the fine. Obviously, if her license will be revoked, this is not an option.
Thanks for your time
A: This is difficult problem to untangle. There are probably a few more pieces to the puzzle. For instance, was she insured in CA? I can't understand this from your question. Even if she pays the fine, her license would be suspended in NY for around 9 months. Then the questions becomes whether she would be suspended in CA.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.