Fort Myers, FL asked in Consumer Law, Appeals / Appellate Law and Collections for Florida

Q: I have a garnishment on my checking account and account is now froze. I get social security of 834. And have a new job

I have no money for food or gas and with frozen account I will lose my home and car . I never about this till I got letter in mail from my bank and portfolio recovery associates.

2 Lawyer Answers

A: Social security is exempt from garnishment. You should have filed a challenge. You still can.

I know thta will apply prospectively, I do not know if it can act retrospecfully and you can get any monies already garnished back

Bruce Alexander Minnick agrees with this answer

A: In order to prevent any additional problems you should visit the local Social Security office in your area and get them to STOP sending your benefits to the frozen account; then open a new account to use ONLY for receipt of your Social Security benefits--so the bank will NOT allow anyone to freeze your account again.

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