Ballston Spa, NY asked in Insurance Defense and Traffic Tickets for New York

Q: Insurance lapse for 1mo. Cited for operating w/o insurance, unreg vehicle, operate while reg susp and unlicensed

My registration was up to date and my license was valid, but my insurance lapse messed with them all and gave me four tickets, why?

1 Lawyer Answer
Charles Oliver Wolff
Charles Oliver Wolff
  • Criminal Law Lawyer
  • Trumansburg, NY
  • Licensed in New York

A: When your insurance terminates (or lapses) the DMV automatically suspends/cancels your registration and plates, but not your driver's license. Reinstate your insurance (expect the rate to go up), renew your registration, get new plates, and take proof of all of that to court when you appear. You will most likely plea down to one minor offense, you don't need a lawyer for this, but it might be a good idea to get one. Ask for a plea to a non-moving violation so you can avoid points, but don't be discouraged if that's denied, points disappear in a year anyway.

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