Q: I purchased a vehicle on 7-24-19. The bank had me come in and sign my portion of the paperwork and issued a certified .
Check to the seller. My co-signer was supposed to go in later and sign. My co-signer backed out and didn’t sign but a certified check was already given to the seller. The bank now is threatening legal charges. What are my rights.
A: Neither you--nor your cold-footed co-signer--have very few legal "rights" here. Unless you return the vehicle to the dealer--and also inform the bank where the vehicle has been taken--the chances are good that you will be seeing some legal papers that you may need some lawyer to explain to you. If the seller tries to tell you they cannot take the car back be sure to make good notes of exactly who said that and when the said it; then give the notes to the bank too.
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