Lubbock, TX asked in Collections for Texas

Q: How can I get a debt removed from my credit report ? I’ve tried working with collection agency

Debt was incurred four years ago , to apartment complex. I didn’t learn about it until I heard from collection agency 3 yrs ago. Tried recently to move to new apartment complex but found out I can’t with this on my credit report.

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1 Lawyer Answer
Tammy L. Wincott
Tammy L. Wincott
Answered
  • San Antonio, TX
  • Licensed in Texas

A: If it is a legitimate debt then it can stay on your report for 7 years. If it is not legitimate then you need to take the steps to object including filing through the credit report agencies.

Another alternative may be bankruptcy.

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