Q: How can I get a debt removed from my credit report ? I’ve tried working with collection agency
Debt was incurred four years ago , to apartment complex. I didn’t learn about it until I heard from collection agency 3 yrs ago. Tried recently to move to new apartment complex but found out I can’t with this on my credit report.
A:
If it is a legitimate debt then it can stay on your report for 7 years. If it is not legitimate then you need to take the steps to object including filing through the credit report agencies.
Another alternative may be bankruptcy.
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