Q: What do I need to file bankruptcy in NJ? My money is very limited so can I file on my own or is there lawyer for free
A: You can file for bankruptcy on your own however, I do advise you at least speak with an attorney to understand and know your exemptions if not the trustee can take any assets you have. An attorney can also prepare you and represent you for the questions they will ask in court. There are Free legal services depending on if you qualify.
A: You are able to file on your own (or Pro Se), but it is dangerous. You do not state where you live, so I cant tell you who to go to, but an example is the Essex County Legal Services which services very lo income. Another possibility is to talk with a lawyer and see what type of fee he/she can do based on your situation.
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