River Grove, IL asked in Car Accidents for Illinois

Q: I hit a car and the man wants to sue me because my insurance doesn’t want to pay everything

The repair is 777 and my insurance offer him 617 so he just needs to pay 160 extra I am a full time student and only work part time what should I do he keeps bothering me and I told him to contact my insurance again

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3 Lawyer Answers
Charles Candiano
Charles Candiano
Answered
  • Personal Injury Lawyer
  • Chicago, IL
  • Licensed in Illinois

A: You should get involved. Either your insurance thinks the repair is too expensive or they have decided to apportion 20% of the fault to the other driver. If you cannot get your insurance to pay him $777, you should offer to pay the $160. If he sues you, he will get whatever he needs to fix his car. Assuming you admit fault, in determining whether you owe the money, the judge CANNOT consider your status as a student or part-time worker because the statute provides no exception/exemption for students or part-time workers. You do not state the amount of your deductible but $160 is less than most deductibles.

Tim Akpinar
Tim Akpinar
Answered
  • Personal Injury Lawyer
  • Little Neck, NY

A: If your insurance carrier is drafting a release, or using their standard form release, ask your claim representative to go through its terms with you. Ask them about the manner in which it protects you upon acceptance of settlement terms. Good luck

Tim Akpinar

Peter N. Munsing
Peter N. Munsing
PREMIUM
Answered
  • Personal Injury Lawyer
  • Wyomissing, PA

A: Ask your insurance to pay him to get you released. I'm assuming he won't accept the 617. If he does, don't worry--he can't go after you as atty Apkinar notes.

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