Q: How do I go about filing an artribation so that liability can be determined?
August 8-I was in an accident. The FR 10 form and Traffic Collisiom Report put the other party at fault
August 20- Other party agreed to pay for damages out of his pocket to avoid it going on his insurance (This is a conversation between the other party, the insurance agent and myself)
September 3-Claim got denied because of word vs. word
September 5-Filed a complaint with SC Insurance Commissioner's Office
September 17-Received a response from Commissioners Office about it being a liability issue. In the letter it does state the situation about the other party agreeing to pay for my damages out of his pocket (I feel as if when he agreed to pay for the damage done on my vehicle he was accepting liability for the accident.)
How do I go about filing an artribation so that liability can be determined?
A: A South Carolina attorney would be best suited to answer your question, but it remains open for three weeks. As a general matter, standard motor vehicle forms (depending on the jurisdiction - it's not a sure bet) sometimes contain information on their reverse sides on how to file for arbitration and who the administering entity is (such as the American Arbitration Association). I'm not familiar with South Carolina forms, so I don't know what information is contained in them. You could check with the South Carolina Department of Insurance as to whether they have any resources. You could contact a South Carolina attorney to ask how much they charge for a quick consult, or their possible interest representing you. Good luck
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