Q: I'm in the state of Ohio and I need to make a legal contract. Can I just use LegalZoom? Or do I need an actually lawyer?
Me and my boyfriend got a car together about a month ago and we now have broken up. The tile is in my name but the loan is in ours. We signed a 6 year contract with the bank. He agrees to still pay his half of the monthly payments until the car is paid off or he gives me the total amount of his half. He also agree to sign a contract so I have legal proof that he will do it. I just dont know how to get one thats legal.
A: It is extremely unlikely that he will keep paying on your car for 6 years, or pay half of the purchase price for a car he doesn't use. Even if you have a valid contract, if boyfriend quits paying, then you would have to sue him to collect -- and it would take several months. And you might not be able to track him down to collect. If you can't afford to make the payments in full during that time, then the lender could repossess the car. If the title is in your name, you should consider re-financing the car with a loan in your name only, to remove him. If you cannot afford to make the payment by yourself if you refinance, then you should sell the car. If you do want to have him sign a contract, use the Find a Lawyer tab to retain a local attorney to draft it for you.
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