I cosigned a vehicle and the other person turned it back into the dealership, now they are coming after me for the money, am I responsible for that? Can they garnish my wages for a vehicle they took back?
A co-signer is equally liable for any financial loss on the loan or the vehicle that. If the lender or dealer sues and gets a judgment, they can garnish wages. They also can make an adverse entry on credit reports, lowering credit scores.
I found a puppy online. I contacted the owner on FB msger but got no reply. I then saw the same puppy listed with another woman claiming to be seller's mom. I messaged her about the puppy, and we made arrangements. I never actually spoke with the daughter. Mother disclosed that the pup had an... Read more »
It depends on what the contract says regarding the deposit. It does seem like there are multiple red flags here and you might be dealing with an Amish puppy mill situation. If you had a firm agreement that you could get the puppy for the week of July 9, that might be sufficient to get the deposit...Read more »
and final satisfaction of her liability herein" is the other party still responsible for the remaining debt? Nowhere in the contract does it specify that either of the parties are responsible for a certain portion of the debt. It appears to be considered 1 debt. If her debt is satisfied, isn't... Read more »
Each person on any joint debt is responsible to the lender (creditor) for the entire debt, not just half (or any other portion) of the whole debt. So if one of the debtors pays off 50% of the entire debt, that debtor still owes the other 50% to the...Read more »
If he refuses to pay, you could sue him in small claims court. But even if you win, that merely gives you a judgment. Then you have to try to collect on the judgment by going to court again. The court filing fees for all that probably exceed what he owes.
I've always been the first one to contact him and ask about any update (application approval, status of lease etc). He has stated that I'll have the lease at the end of the week (didn't happen) or the following week (after the next time I reached out - still hasn't happened). He didn't even contact... Read more »
The purchase agreement should provide for a time period within which the buyer must take certain steps. Check to see if those steps have been taken. If not advise the buyer that the contract has been materially breached and you are cancelling the same.
I live in ohio and I resigned my lease for 2019/2020. I decided I didn’t want to live there anymore and found someone to take my lease. She can’t move in until August 19. She technically took my resigned lease and the lease I’m currently in ends 7/22/2019. But the office said I am responsible... Read more »
Tenant is obligated to pay rent until the end of the lease - unless landlord and tenant agree to an early termination. If tenant does not pay in full what landlord says is owed, then landlord can make an adverse credit report entry, lowering tenant's credit score. Landlord can also withhold the...Read more »
My girlfriend quit her job 5 days before closing because it was too stressful so she is in works of getting new job just on-boarding. I could pay the mortgage on my own and we have yet to have a payment but I would be able to pay them all on time on my own. If they didn’t reverify her employment... Read more »
The lender would have to specify what specific term of the mortgage has been breached to call the loan. Use the Find a Lawyer tab to retain a local attorney to review the mortgage and what the lender is telling you, and to respond to the lender on your behalf.
The teacher has the administrative right to challenge the performance rating by the terms of the teacher's contract. There are very specific objections or challenges to the performance rating that have to be brought within strict time limits.
All elements of house build were signed by all parties (builder/homeowner). There was a specific electrical plan for entire house that was signed off. We identified they were not following signed electrical plan. When confronted why they weren’t following they stated “we don’t follow those... Read more »
Yes. Unless the deviation from the signed electrical plan is relatively minor or the result of an extreme increase in the cost. You should be able to require the contractor to follow the signed electrical plan. Regarding the 2 1/2 month delay, you may be able to sue for breach of contract...Read more »
I sold a guy a motorcycle with just a bill of sale, title came in the mail days after the sale was made. He's threatening to take me to court because he has received the title I mailed him because he started to get hostile with me.
I purchased a vehicle back in March and less than 48 hours changed my mind. I texted the sales person and asked about it and he said he would look into it and never did. Day 5 I learn the dealership had a three day worry free return policy and I believe he deliberately killed time until it was too... Read more »
If this incident just happed within the last week or so you should immediately stop using the car and return it to the dealer ASAP. You may not be too late to cancel the sale--unless you continue using the car while complaining about not wanting it.
Truck driver, receiver has a document upon arrival, they walk around the semi trailer, marking any damage on the trailer before they let you drop the trailer, they make you sign the document before you can leave it and they refuse to give you a copy.. if you dont sign they will not let you on the... Read more »
You can't make them give you a copy. Can you take a photo of the document with your phone? If not, take photos of any damage to the trailer that they note on the document and simultaneously make your own written record of the damage they are writing down.
air bnb wants to keep $400, 1st they said the host fees applied. the host let us cancel with no fees or charges. air bnb said then that they were keeping the money since they did their job as an online travel arrangement site. tho i have pictures from the host saying we were cleared & invited us... Read more »
Technically, your contract was with Airbnb. If you utilized Airbnb's extensive (and costly) international booking system and paid the booking fee, and if Airbnb did everything they promised to do then--unless the contract allows some percentage refund--they should be entitled to keep your booking...Read more »
Can we sue him? His work is so bad we will have to pay someone else to remove and replace the tile in the shower, he was to be completed the third week in Jan, on April 4th , he stopped and wanted his last payment, we did not give him a dime....he did not pull a permit for the electrical that was... Read more »
Yes, you can sue him. Use the Find a Lawyer tab and retain a local attorney to review the facts and discuss your options. The attorney can advise if it would be cost-effective to sue him. But even if you sue, and win, he might not have any money to be able to repay you.
A starting point could be to bring the underrated tires to the attention of the dealership. If they agree to the issue you raise and are willing to work with you to remedy the problem, that might be the most cost-effective solution.
A contractor stopped by my home and ask my wife if she would like a free roof inspection after determining we had weather damage he told her he would help deal with the insurance to get it paid for. He had her sign a letter of intent to do the work if the insurance approved it. All of this while I... Read more »
There is no way to know without a review of the document that was signed. If contractor did not follow the proper consumer sales and home solicitation requirements and provide notices, then it would not be enforceable if it went to court. If you don't want the contractor to do the work tell him...Read more »
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