Q: If you are in an accident but the police aren't notified, are you still liable for damages
If I rear ended someone in a rental car, the police were not contacted. Insurance information was given but there is now no written proof of this accident, correct? Just wondering.
A:
Yes, you are still liable.
Trying to deceive an insurance company is insurance fraud. Insurance fraud is a felony.
Failing to cooperate with your insurance company can invalidate coverage and make you personally responsible for damages instead of having your insurance company indemnify you.
If you’re called to answer questions under oath and you knowingly state a falsehood, that’s perjury.
You can weigh the risks yourself.
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