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I was rear-ended in a car accident in Ohio on December 24, 2024, and required seven months of chiropractic care. I have ongoing neck and back issues. Allstate, the at-fault driver's insurer with a policy limit of $250,000, is using a multiplier of less than 1.5 for my pain and suffering.... View More
answered on Oct 26, 2025
It's not really a hard and exact science. Some attorneys see multiplier or per-diem methods as guidelines. There is leeway within any such method for subjective interpretation, based on additional details about the severity of injuries, nature of injuries, permanence, and other factors. The... View More
I was in a car accident in June 2021 and began seeing a chiropractor in February 2022 for advised whiplash treatment. In September 2024, I received a bill and was informed by the chiropractor's office that they would handle it but was not contacted again. They never submitted bills to my... View More
answered on Sep 19, 2025
You could request that the chiropractor's office resubmits its bills, being mindful of applicable deadlines under Ohio law, depending on the type of insurance and the carrier's own bill submitting guidelines. Your second question sounds like it is more medical in nature than legal. You... View More
I was involved in a parking lot accident in Ohio where the other driver backed into me. I have full coverage insurance, but the other driver's insurance company claims there is no liability insurance on their part and are investigating this matter. Although the police were present, they... View More
answered on Jul 7, 2025
I'm sorry about your accident. If you have full coverage and your carrier handles damages, your carrier might then pursue the payment from the other driver, if it turns out they are liable, which seems to be the case, based on the findings of the police who responded. If your carrier has not... View More
I was involved in an accident where the other driver was at fault and fled the scene. I do not have a driver's license. After waiting 20-30 minutes and not seeing the police or other driver, I left the scene to go to work. The police later arrived at my workplace, where I fully cooperated with... View More
answered on May 29, 2025
Hi there,
Thank you for sharing what happened — I can only imagine how stressful that must’ve been, especially with your vehicle totaled and everything else going on. I want to make sure you get a clear understanding of where things stand legally and what your next steps might be.... View More
I encountered a big piece of plastic on the highway today, which caused damage to my car. I've already filed a police report regarding the incident. Who is responsible for the property damage in this situation?
answered on Mar 20, 2025
An Ohio attorney could advise best, but your question remains open for a week. It could be argued as the responsibility of the owner or the transporter. In some instances, possibly the responsibility of the applicable DOT. However, these are difficult claims in general. A common response is usually... View More
I was sitting at a red light when an out-of-control vehicle struck my box truck in Cleveland, OH. The driver had no insurance, and I only have liability coverage. There was extensive damage to my truck, which I use for work, and I was out of work for 3 days. I paid for a rental before buying a used... View More
answered on Mar 11, 2025
It's going to be tough for you to find an attorney for this. In general motor vehicle accidents are handled on a contingent basis when the other side has insurance. Without insurance, there is little guarantee of actual payment out of the judgment. This is something you could probably file... View More
Now I’m being sued for the damages because the car was not insured and they’re threatening to suspend my license
answered on Feb 16, 2025
If the car was used without your permission, then you are not responsible. The way the question was written gives the appearance that the car was in your name but used by your son. If that is the case, then you can be held liable. If found liable, then your license can be suspended until the... View More
In NE Ohio at 7:25PM few days ago backing out my car with lights from a driveway looking both sides onto a rural highway(single lane two way 55mph highway). Get broad sided dead center(between front and back passenger door) by another car. Question is, who is at fault. Got cited by the cop for... View More
answered on Nov 14, 2024
'm sorry to hear about your accident. Determining fault in such situations involves understanding Ohio's traffic laws and the specifics of the incident.
Ohio Traffic Laws:
According to Ohio Revised Code § 4511.44, when entering or crossing a highway from a place other... View More
someone made an illegal left turn in front of me causing me to swerve them and crash. her insurance is denying liability since there’s no proof she caused it since we didn’t come in contact. (she did go into a local allstate unit and it was obvious she was in the wrong even tho they didn’t... View More
answered on Oct 21, 2024
I'm sorry about your accident. A Pennsylvania attorney could advise best, but your question remains open for three weeks. From a textbook standpoint, yes, you have a case. Although the other vehicle did not make contact with you, it appears that they were the cause of your accident. From a... View More
I’m trying to get loss of use compensation from the insurance company if the girl that hit me last year. They responded that they already paid my insurance company for loss of use and all other claims are under my bodily injury claim. My insurance company has no record of them send payment for... View More
answered on Oct 1, 2024
An Ohio attorney could advise best, and more specifically, your own attorney on the case. But your question remains open for a week. It's difficult to give a "short answer" here because loss of use of your vehicle could depend on your policy and/or liability in the case. This may or... View More
Adult daughter will be attending college in CO. We live in OH. Car is titled and registered in her name in OH. If she gets her own car insurance, will we be protected from liability if she has an accident?
answered on Aug 12, 2024
Yes, you should be. That's a good move. It might also be helpful to consult with insurance professionals in Colorado. Although auto insurance is fairly standard in many aspects nationwide, there are always twists and distinctions from one jurisdiction to another, since a good portion of auto... View More
I can’t afford for my insurance to go up. She’s offering to not go through insurance. But I can’t afford this bogus quote she sent me ($2400? I barely bumped her). We both left the scene. What are my rights?
answered on May 30, 2024
Addendum - I'm not saying that the given scenario would happen to stir fear. It might happen, it might not. It's just something to discuss with a local attorney in making a well-informed decision. I hope you are both okay. Good luck
I can’t afford for my insurance to go up. She’s offering to not go through insurance. But I can’t afford this bogus quote she sent me ($2400? I barely bumped her). We both left the scene. What are my rights?
answered on May 30, 2024
This is something an Ohio attorney could advise best on, but your question remains open for a week. No one could comment on the PD damage figure without seeing what a collision shop estimates it at. You could consider discussing with a local attorney. Consider this scenario. In six months she comes... View More
my policy. Would they sue her or me or both?
answered on May 3, 2024
If they handle it as only a claim without going into suit, it would be a claim under your insurance. If they place it into suit, the driver and the registered owner is usually named in the suit- knowing that the registrant doesn't have liability. That's just the way it's done in most... View More
answered on Mar 4, 2024
Can you be at fault? Yes you can , however not enough informaation is provided in yoour post to give a more informed reply. I suggest that if you are injured and/or have damages, then you contact an accident/injury lawyer in your area to specifically discuss your matter----most attorneys who... View More
How can I proof they are at fault with no evidence
answered on Feb 26, 2024
Evidence is in the form of verbal (testimony) and documentary (paper, maps, tapes, records). Being that you were involved in the accident, you should be able to provide testimony so you have evidence. On the other hand, a Judge has to weigh all of the evidence to determine fault/responsibility so... View More
How can I proof they are at fault with no evidence
answered on Feb 26, 2024
I'm sorry about your accident. This is a tough case. Without video footage or impartial eyewitness testimony, it could be difficult to establish the speed of the other vehicle. Sometimes, experts could draw conclusions from the property damage. But that could be costly, especially in the realm... View More
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answered on Feb 24, 2024
Yes, any insurance settlement from your February 2024 car accident should be protected and not at risk if you were previously discharged from a Chapter 7 bankruptcy in August 2023.
The key bankruptcy law that provides this protection is Section 541(a)(5) of the Bankruptcy Code. It states... View More
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answered on Feb 11, 2024
Unlike many states (like PA), Ohio does not permit a debtor to choose between the state and federal exemption lists; an Ohio resident can choose only those exemptions granted by the state of Ohio.
While it appears that the Ohio exemptions might have protected your auto accident recovery,... View More
Mom does NOT live at my address.
answered on Nov 30, 2023
In Ohio, as the owner of the car, you could be held responsible if your mother, who is insured to drive your car, gets into an accident. This is due to the principle known as "vicarious liability," which can apply to car owners when someone else operates their vehicle.
Your... View More
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