Tyler, TX asked in Car Accidents for Texas

Q: daughters friend totaled her car. Gap won’t pay bc she didn’t have a license. Who’s responsible?

They argued over whether she had permission to take it or not. Either way, we’re the vehicle owner. The car was totaled. Insurance paid but gap insurance wouldn’t pay because the girl didn’t have a license.

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1 Lawyer Answer
Robert C. Slim
Robert C. Slim
  • Personal Injury Lawyer
  • Dallas, TX
  • Licensed in Texas

A: I recommend you get a copy of your GAP policy and see if that is a valid exclusion for coverage.

1 user found this answer helpful

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