Q: Garnishment of 25% student loan We have fallen behind on our debt by a couple thousand. How do we get help?
A: I suggest you use this site to locate a bankruptcy attorney in your area to consult regarding your options. Many of us offer a half hour no charge consultation. You may not need a bankruptcy, but that is where I suggest you start - since an attorney with that experience may be able to evaluate your situation and discuss non-bankruptcy options as well. Good luck.
A: I agree with the previous answer that consulting with a bankruptcy attorney is certainly a good first step. If a bankruptcy attorney can help you obtain relief from your other debts, you may be able to catch up on your student loan and stop the garnishment. Chapter 13 might be a consideration depending upon your overall financial facts and circumstances. If you haven't already contacted the student loan lender, then you should inquire there regarding possible ways of reinstating your loan to prevent the garnishment from continuing.
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