Q: I rear ended a guy and my insurance company had dropped me. He wants to settle out of court for $8k or go to court
A: You'll need to speak with a Texas attorney for the best guidance here, but you await an answer for three weeks and the other side may be asking you if you made up your mind. You may first want to check if your insurance policy was in effect at the time of the accident, even though it sounds like you may have been subsequently dropped. If that's the case, you should let them handle it. If you were NOT covered at the time of the accident, then you will have to weigh this offer. You know the facts and probably have the estimates for property damage. Whatever you decide, wrap things up with release - that's a legal form where the other side agrees to give up their right to sue you for any and all, including future, claims, in exchange for the $8,000 (or whatever figure you decide upon). Good luck
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