Q: Got layed off March 19, 2020. On March 20, a debt collector took all the money from bank account, I have no money left.
The money that was in my account was to file bankruptcy, all the courthouses are closed to the public due to the Coronavirus. Everything I had was in my account, now I have no money for rent, food, my car. Is there any way to fight this during a national emergency?
A: You can still file a bankruptcy. Bankruptcy courts are still operating electronically.
Andrew M Steiger agrees with this answer
1 user found this answer helpful
A: If the money taken was more than $600, you can get that back in a bankruptcy case if you file within 90 days. It's called a preferential transfer, and it can be recovered in the bankruptcy case. For more information, consult with a bankruptcy attorney in your area.
Andrew M Steiger agrees with this answer
1 user found this answer helpful
A:
The bankruptcy courts are not closed for case filings.
You might find an attorney who will file with no money down, or you can file yourself. You can apply for a waiver of the filing fee.
1 user found this answer helpful
A: There is also the possibility to have the fee either waived or paid in installments, especially if part or all of the garnished bank account will come back to the bankruptcy estate. There are attorneys who will start a bankruptcy filing for a low down payment.
1 user found this answer helpful
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
