Q: Ex girlfriend is driving a truck in my name. Can I make her pay the loan off so I can transfer out of my name?
My ex girlfriend and I separated in June 2019. The truck she drives is in my name (loan and insurance). She has been making the monthly payments on the loan and insurance, but I want to get everything out of my name to protect myself since we are not together. Her previous car was also in my name, but she totaled that car and was charged with DUI in May 2019. The only way to get out of my name is for her to pay off the loan (by taking out her own personal loan) so I can transfer the title. We agreed to this when we separated that she would do so when she got her credit better. When I asked her what her plan was because I want the loans and insurance out of my name by the end of April 2020, she has been ignoring me. She will try to drag me along as long as she can and use my credit to her benefit. I want to cut all ties financially and am wondering if I can legally make her pay off the truck or if I can just take the truck back, even though she has been paying on it.
A: If yours is the only name on the title to the truck, then you are the owner, and you can go get it back. Then you can sell it to pay it off.
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