Q: 20 years ago I borrowed a friends car rear ended another car.
I was searching for liens against me on the Courts record and State Farm had a lien placed on me 20 years ago. Does this drop off after a certain period of time?. I’ve never been taken to court on it and it doesn’t show on my credit reports
A: Generally, in most states a judgment needs to be renewed every 6 years or so. First, you need to look at the law for that state. Then you can either ignore the lien, or file a case to have the lien "extinguished." I'd start by talking to the administrator of wherever the lien was filed. If it's with a court, talk to court administration. If it's with the DOT, talk to Driver licensing or vehicle registration. But yes, 20 years ago also means there is a legal doctrine called "laches" you can use, but legal cases can be expensive so use the phone and the mail.
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