Sylacauga, AL asked in Landlord - Tenant and Real Estate Law for Alabama

Q: Is it legal for my landlord to take half of my mortgage payment and put it towards interest if i did not get a loan

i am purchasing a house directly through the owner and I didn't get a loan we just agreed on the payments. he takes half of the payments and puts it towards the interest and I don't understand how or if if it is legal.

1 Lawyer Answer
Anthony M. Avery
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  • Landlord Tenant Lawyer
  • Knoxville, TN

A: Unless you have a Deed and have given him a Mortgage, you have purchased nothing. That is called a Lease and you are subject to a quick Eviction, not lengthy Foreclosure. Hire a competent attorney to analyze your situation. Either buy it or leave. Do not just lease thinking you are, or will be, an owner.

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