Sicklerville, NJ asked in Insurance Defense for New Jersey

Q: I live in NJ. I received a dealer's loaner car 'cause they are working on mine. They asked for my insurance card.

My policy only has liability/uninused motorist/PIP not collision and comphrehensive. Am I responsible if someone hits me?

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1 Lawyer Answer
Gerald D. Siegel
Gerald D. Siegel
  • Plainsboro Township, NJ
  • Licensed in New Jersey

A: if you don't have collision on your own auto policy and someone hits the rental car and damages it, the dealer's insurance company will pay to repair the car.

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