Get free answers to your Insurance Defense legal questions from lawyers in your area.
My children obtained their driver's licenses in 2016 and 2018, lived in my household, and drove my vehicles until they left for college. One child returned home in 2020 for six months before moving away, but never changed the address on her license. The other did not return home but used my... View More

answered on Apr 9, 2025
I'm sorry about your child's accident. How to proceed? It could be worth considering a consult with an attorney to review the matter in detail. That's probably why the post remained open for a week. It isn't an easy question to answer directly in a meaningful manner on a Q &... View More
I was involved in a minor incident in New Jersey where I backed out of a parking space and exchanged names with the other driver as we both noticed no damage and did not file a police report. Recently, I received an inquiry letter from the other driver’s insurance company stating that they filed... View More

answered on Mar 31, 2025
If you don't respond, it's possible to the carrier could use the absence of your input to only use the other side's account of events in the accident claim. Some attorneys could advise in general for claimants not to make statements without their own attorney or insurance carrier... View More
Residence is Robbinsville NJ.Employment is Philadelphia SEPTA through Independence BC/Keystone Health Plan East.

answered on Dec 12, 2023
Attorneys here can't respond with offers of their services - the format here is limited to general Q & A; no referrals or solicitation. One option could be to supplement your own independent attorney searches with the "Find a Lawyer" tab above. It lists attorneys by region and... View More
In my original lease, the renter's insurance required was $100,000 per year. My landlord has sent a letter stating that before I can renew my lease, I need to increase my renter's insurance to $300,000 per year. They mentioned this is to make sure I'm covered in case I do something... View More

answered on Apr 13, 2025
A landlord can ask for a change in renter's insurance coverage, especially during lease renewal, as long as the request is reasonable and outlined in the lease agreement. If your original lease specified $100,000 in coverage, the landlord can ask for an increase, but it must be a fair and... View More
In December, I was involved in a hit-and-run accident while I had insurance. Recently, my policy was canceled due to insufficient funds, but I paid the remaining balance on the old policy. A few days ago, I signed paperwork to get a new policy with the same company and coverage. The victim intends... View More

answered on Apr 17, 2025
Based on the brief facts, it looks like the accident is not covered by the new policy - it took place before the effective date of coverage. Good luck
EZ || GLOBALTRANZ || Tea4USA LLC || BOL 27634605 || PRO 450701543 || Tforce Freight || Amount:$18,666.66 ||
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GTZ Cargo Claims

answered on Jun 30, 2024
Unfortunately, we do not. This isn't a law firm or cargo loss recovery company. It is only a Q & A forum. You would need to reach out to law firms or other companies that handle such matters and pose your question to them. Good luck
Insurance coverage lapsed but consumer only knew that when they tried to report an accident.

answered on Feb 17, 2022
The short answer is yes they must cancel the policy according to state and federal law requirements for notice.
In 2020, my therapy was paused due to covid. However, I finished a month or two later. Also, I didn't have money to opt for surgery. Now 2 years later, a chiropractor I sending me back.

answered on Feb 15, 2022
Many more facts would need to be known before advising you of a strategy. For example, what type of accident were you involved in, who was paying your bills up to the point of Covid. who are the parties, who recommended surgery and when, has a lawsuit been filed, etc.?
If you have any... View More
I am a college student, at the scene of the accident they drove off with minimal damage to their vehicle and the police report says minimal damage.

answered on Nov 3, 2020
If you had laibility insruance at the time of the accident, turn this demand over to them.
If you did not have liability insurance at the time, you should speak with a lawyer about your rights.
Section 39:4-56. My insurance is sky high and I need it lowered especially if I've been wrongly accused.

answered on Oct 21, 2020
You may want to look at another insurance company, as many won't charge an increase for this ticket.
My policy only has liability/uninused motorist/PIP not collision and comphrehensive. Am I responsible if someone hits me?

answered on Jun 1, 2020
if you don't have collision on your own auto policy and someone hits the rental car and damages it, the dealer's insurance company will pay to repair the car.
I never got to accident wasnt me in car never gave anyone permission dont know how this could have happened.

answered on Apr 8, 2020
If it was your car that was involved in the accident there generally is a presumption that you were the one driving unless you can prove otherwise. I suggest hiring a good lawyer.

answered on Dec 12, 2019
There is no listed question, so please include it.

answered on Dec 5, 2019
Each LLC should have at least three members and it's own insurance policy. All LLCs should be owned by a "C" corp. Anything else is not going to protect you from personal liability. You really need to retain an experienced business and contracts attorney.
i got pulled over because my insurance expired but i put insurance the next day what can still be the penalty

answered on Feb 9, 2019
For a First Offense No Insurance charge, you face the loss of your license for one year, community service to be determined by the court and a fine between $300.00 and $1,000.00.
For a Second or Subsequent Offense you face a fine of up to $5,000.00 and imprisonment (jail) for 14 days and... View More
but i put the insurance the same day i got the tickets

answered on Feb 8, 2019
For a First Offense you face the loss of your license for one year, community service to be determined by the court and a fine between $300.00 and $1,000.00. I suggest setting up one of the free in office consultations that most of us lawyers offer and then hire one.
We lost contact with this man and my father has almost no way to contact him. I had thousands of pictures and hundreds of documents on there and I am worried I won't get it back. How should we go about this??

answered on Dec 13, 2017
Best bet is to hire a PI to find the guy if it is important to you, then you can determine what your best options are. If you can't find the guy you can't really do much. He did not steal the laptop and may have tried to contact you and he may say you did not pay for the services... View More
Do I have any recourse to appeal the denial?

answered on Oct 10, 2017
A lawyer would need to review your insurance policy to tell you what your rights are under said insurance.
Police decoy at corner but by the opposite side of light pole away from crosswalk which is painted at proper place to cross at corner he was not in crosswalk

answered on May 14, 2017
I would fight this as he was not in the crosswalk, but will the officer admit to this when he goes to court will probably be your problem. But if you want the best chance to win get a good lawyer not a cheap lawyer as cheap lawyers are generally never good.
I am enrolled in an insurance policy that covers repairs to my service line. I have informed them about my line running through neighbor's property before enrolling. They are now telling me they will not cover because they do not repair lines in other properties. My neighbor has the same... View More

answered on Dec 29, 2016
I do not think an easement will help. However, you can sue the insurance company to force them to make repairs. However, you would at all times be liable for your own attorney fees and costs. Whether or not a Court will Order the insurnace company to pay your legal fees is unknown. Good luck.
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