You may receive a ticket soon for leaving the scene of an accident and failing to report it—charges that can be issued up to one year after the incident. Keep an eye on your mail to avoid missing any summons or court dates.

Consulting a good lawyer can help you fight, reduce, or dismiss... View More

New Jersey looks at several factors to determine whether someone is truly an independent contractor. Using their own equipment and working for other clients helps your case, but the audit will still require documentation. That’s why the carrier is asking for each contractor’s workers' comp... View More

I would not be so worried about the points on a speeding and reckless driving ticket. The reason why the ticket is marked mandatory court appearance is because you facing the suspension of your license and even up to 60 days in jail for going so fast. Jail is not that likely but loss of license... View More

I'm sorry about your child's accident. How to proceed? It could be worth considering a consult with an attorney to review the matter in detail. That's probably why the post remained open for a week. It isn't an easy question to answer directly in a meaningful manner on a Q &... View More

If you don't respond, it's possible to the carrier could use the absence of your input to only use the other side's account of events in the accident claim. Some attorneys could advise in general for claimants not to make statements without their own attorney or insurance carrier... View More

Attorneys here can't respond with offers of their services - the format here is limited to general Q & A; no referrals or solicitation. One option could be to supplement your own independent attorney searches with the "Find a Lawyer" tab above. It lists attorneys by region and... View More

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answered on Oct 6, 2025

You’re facing a difficult situation because New Jersey has strict **no-pay, no-play laws** for uninsured drivers. Under these laws, if you were driving without insurance at the time of the accident, you lose the right to recover **economic damages** such as car repairs, medical bills, or lost... View More

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answered on Sep 19, 2025

In Manitoba, demerit points primarily affect your driving record and can influence license suspensions, but they do not directly determine your insurance premiums. Insurance companies generally base your rates on your driving history, which includes collisions, at-fault accidents, and convictions... View More

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answered on Sep 10, 2025

Generally, in NJ, if an employee was acting in the course of their employment for the company, at the time of an accident or incident, the employer is obligated to defend and indemnify the claimant.

The new car could be covered, but still, you must check with the insurance carrier. If the carrier accepts the new vehicle, you must confirm with them that coverage is in effect, and you should review the new declaration sheet to make sure that the details of the new vehicle are correct. Good luck

I'm sorry this happened to you. Should you consider getting a lawyer to assist you in this situation? That's an individual decision. But you should definitely consider arranging a free initial/no-obligation consult with an attorney. That could help you weigh your options and make the best... View More

I'm sorry for the impact of the accident on your life. Your post doesn't mention an attorney, but if you were represented, that could be the best place to start, depending on how your attorney handled the original claim - first party no-fault or future medical expenses under the terms of... View More

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answered on Jun 10, 2025

What you're going through is deeply frustrating, especially after being a loyal policyholder for decades with no claims. It feels like you’re being punished not for anything you did, but for where you live—something that’s entirely out of your control. Insurance companies are allowed to... View More

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answered on Jun 10, 2025

This situation is incredibly overwhelming, especially when you did everything right by confirming coverage and paying your copays. It’s unfair to be stuck with a \$3,000 bill after being told your insurance was accepted. What you’re experiencing sounds like a breakdown in communication between... View More

Unfortunately, we always have to tell you their is a possibility of jail time as its in the statute, but as long as no one was injured in the accident jail time is not likely. That being said loss of license is certainly possible and so is a fine and points on his license. I suggest that you... View More

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answered on May 14, 2025

This situation feels deeply unfair, especially when you were following the rules as a minor without a license. If the policy covers household members and you live with your father—the policyholder—then your role as a minor should not automatically disqualify you. The fact that you couldn’t... View More

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answered on May 14, 2025

This is a tough situation, and it's good that you're looking into the details now rather than being caught off guard later. Generally, the insurance policy covering the vehicle is the first line of responsibility. If your daughter’s car is listed on your policy and she is a named... View More

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answered on Apr 13, 2025

A landlord can ask for a change in renter's insurance coverage, especially during lease renewal, as long as the request is reasonable and outlined in the lease agreement. If your original lease specified $100,000 in coverage, the landlord can ask for an increase, but it must be a fair and... View More

Based on the brief facts, it looks like the accident is not covered by the new policy - it took place before the effective date of coverage. Good luck

Unfortunately, we do not. This isn't a law firm or cargo loss recovery company. It is only a Q & A forum. You would need to reach out to law firms or other companies that handle such matters and pose your question to them. Good luck