Pasadena, MD asked in Foreclosure for Maryland

Q: If you didn’t receive a letter in the mail stating that your house is going to auction can they auction it off

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1 Lawyer Answer

A: There are at least 2 different kinds of foreclosures in Maryland, and they have similar but slightly different rules. A house can be foreclosed because the owner didn't pay the mortgage or it can be foreclosed because it went through tax sale.

In either case, a house cannot be auctioned at the courthouse or sold at tax sale and then foreclosed without notifying the owner(s).

Not only must notice be sent to the owners, but notice also gets posted on the property and published in the newspaper for at least 3 weeks.

Now it is theoretically possible that an owner might not be getting their mail but the law requires multiple ways of notice so that an owner should definitely know their home was being foreclosed upon before it actually gets sold at auction.

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