Q: My 2nd bank account was closed to fraud (Not on my end) I was scammed and someone tried to deposit bad checks
I wasn’t held liable because I received no money nor was in in the state where these checks were deposited. I currently have another bank and have been there for 8+ years
The bank account that was closed I opened during college because I thought the deal seemed fishy and didn’t want my primary bank affected
I was not charged or anything they just said due to strict policies my account had to be closed and the bank account that was closed does NOT use ChexSystem thankfully.
With my bank now I want to apply for a credit card will this have any affect?
A:
If the bank did not find that you were involved in the fraud it should not affect a credit card application.
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