Q: Severe weather came through Chicago. My car was damaged. Should my employer or city or state pay my $500 deductible?
I’m a case manager and took my client to the bank and a medical appointment. After the bank we headed back to his home to avoid the weather. My car was parked out front and had major damages from trees. Should my employer or the city or state pay my $500 deductible? I was using the house van that is available to his group home.
A:
An Illinois attorney could advise best, but your question remains open for two weeks. It would largely depend on your arrangement with your employer. As for the City of Chicago, the general premise applied in many jurisdictions is that one would need to show negligence as a factor with damage arising from a tree. In terms of a practical answer, it might be difficult to seek recovery, as people could be uncomfortable about pressing an employer, and the effort to establish negligence in terms of tree damage from a municipality could be time-consuming. You could get the most reliable and meaningful answer under Chicago law by consulting with a local attorney. Good luck
Tim Akpinar
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