Q: Auto Insurance Fraud?
I rear ended a gentleman on 07/31 and pictures were taken with no police report. The gentleman stated he would be in touch with me and I never heard from him until 08/10. On 08/10, he sent me the pictures and I proceeded to file the claim; however, I looked at a calendar and put the date of the prior Friday instead of 2 weeks prior. I put 08/07, without any intent.
Then when speaking with the insurance company investigator, he stated the pictures were actually dated for 07/31- prior to the new policy starting 08/02. Once I spoke to him, I emailed the insurance agent and stated to cancel the claim as I had the date of loss incorrect, in which I would get with the prior insurance company.
I just want to speak to someone hopefully and get clarification on the legal issues I may encounter with this.
I'm hoping one of you could give me a call or vice versa.
A: An Alabama attorney could answer best, but your question remains open for a week. Based on your description, it does not sound like you committed fraud. It looks more like you made a mistake in mixing up the date of the accident. Fraud essentially requires an intentional act aimed at deceiving the other side with false information, where the information is material to the case at hand and you know it's false. Your situation seems more like innocent mistake, and you caught it. You ask for a call. An attorney cannot really call you; this is not a legal referral service. But you can reach out to Alabama attorneys to discuss it further if you wanted to. Good luck
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