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Alabama Insurance Bad Faith Questions & Answers
1 Answer | Asked in Insurance Bad Faith, Traffic Tickets, Car Accidents and Civil Rights for Alabama on
Q: Being only insured driver ever on policy, I had full coverage with permissive drivers. I had two comprehensive claims

I had my car fixed, crappily, another story.

After receiving my car , I believe another premium was paid, then I was dropped. There's SEVERAL ISSUES, THE SAID I WAS DRIVER OF COBALT FROM ARKANSAS AND ADDED FULL COVERAGE ON A MOTOR, MY SONS, I HAVE NEVER HAD A MOTORCYCLE OR AN... View More

Tim Akpinar
Tim Akpinar
answered on Dec 18, 2023

An Alabama or Arkansas attorney could advise best, but your post remains open for a week. Until you are able to consult with a local attorney, you could contact the carrier and request their reason for dropping you. The short answer is that insurance carriers can drop policyholders based on their... View More

3 Answers | Asked in Insurance Bad Faith and Insurance Defense for Alabama on
Q: Does an insurance company have to tell you when you are being sued, can they settle without your consent?

Does insurance company have to tell you when you are being sued? Can they settle without telling you? Can they put claims on your policy that are not true?

John Michael Frick
John Michael Frick
answered on Oct 12, 2023

1. A party suing you, including your own insurance company, is required to serve you with process notifying you of a lawsuit.

2. If a claim is covered by your insurance policy and you tender it to your insurance company for a defense, in many instances, the policy expressly provides...
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1 Answer | Asked in Insurance Bad Faith for Alabama on
Q: My mother passed in Sept 2022 and we are waiting on her claim, they stated waiting medical paperwork. What can we do?
Tim Akpinar
Tim Akpinar
answered on Jan 6, 2023

An Alabama attorney could advise best, but your question remains open for three weeks. I'm sorry about the loss of your mother. That's a long time to await records. Only an Alabama attorney could advise on statutes of limitations that are applicable for you, but you may want to consider... View More

1 Answer | Asked in Personal Injury and Insurance Bad Faith for Alabama on
Q: Why doesn't the defendants homeowners policy pay restitution the defendent has lived with mother 23 years and she was ne

She was negligent in bed but knèw what was happening in her home

Tim Akpinar
Tim Akpinar
answered on Apr 18, 2024

An Alabama attorney could advise best, but your question remains open for two weeks. Without knowing more details about your matter, homeowner policies have specific guidelines for what they cover and what they exclude in terms of property losses. Good luck

1 Answer | Asked in Insurance Bad Faith for Alabama on
Q: My grandmothers shop and house burned down and took out my truck. The insurance will not pay for the truck. Can I sue?
Tim Akpinar
Tim Akpinar
answered on Jan 31, 2024

An Alabama attorney could advise best, but your question remains open for four weeks. I'm sorry for the destruction of the truck. It could depend on the terms of the policy and what it covers. It would be difficult for anyone to advise without seeing the policy. If the carrier issued a denial,... View More

1 Answer | Asked in Insurance Bad Faith for Alabama on
Q: My headlights were damaged in a wreck and the at fault driver says he thinks they were off before the wreck..and I got d

Denied . My headlights were most definitely on and due to my front end smashing into his passenger side. They obviously are damaged now along with the front of my truck in general..must I have to somehow prove I had headlights before the accident..or should the driver who was at fault and pulled... View More

Tim Akpinar
Tim Akpinar
answered on Nov 15, 2023

An Alabama attorney could advise best, but your question remains open for two weeks. You ask a good question, and raise the issue of who has the burden of proof. You're both going to argue your respective issues. Good luck

1 Answer | Asked in Insurance Bad Faith and Car Accidents for Alabama on
Q: My vehicle totaled in wreck by fault of other driver. Insurance claiming driver not authorized to be driving, and had no

License. They may be trying to not pay for my loss. What to do?

Tim Akpinar
Tim Akpinar
answered on Jun 27, 2023

An Alabama attorney could advise best, but your question remains open for a week. One option is to look into the terms of your uninsured motorist coverage. If your policy would cover, that route could be more reliable than going after an uninsured motorist. A local attorney could advise more... View More

1 Answer | Asked in Insurance Bad Faith and Employment Law for Alabama on
Q: Union sponsored supplemental life insurance for certain railroad retirees (Yardmasters) is being denied.

Allegedly upon retirement, a covered Yardmaster had a time limit of 60 days to submit a $20 payment to retain the insurance upon retirement. Subsequently, because of this requirement, at least one yardmaster was denied the benefit. However, recently another yardmaster was granted the insurance... View More

Tim Akpinar
Tim Akpinar
answered on Jun 28, 2022

An Alabama attorney could probably advise best, but your question remains open for four weeks. In terms of your question on a class of plaintiffs, it could depend on the size of the pool of retirees. One option is to reach out to an employment attorney. Good luck

1 Answer | Asked in Personal Injury, Environmental, Insurance Bad Faith and Landlord - Tenant for Alabama on
Q: Apartment with black mold. Management agreed to remediate but dragging their feet. I'm a senior w/ asthma. Can you help?

This has been going on almost 6 months now. Have been consulting with Legal Services Alabama. But it seems we've reached an impasse. My biggest concern is whether apartment management will replace any items that must be discarded. But they're refusing to do that. And my renters insurance... View More

Tim Akpinar
Tim Akpinar
answered on Apr 29, 2022

This is something that an Alabama attorney is best suited to advise about, but your question remains open for two weeks. I'm sorry for your ordeal with the mold and the mold-induced asthma. At this point, you could reach out to injury attorneys who handle mold cases. Each state can have... View More

1 Answer | Asked in Criminal Law, Insurance Bad Faith and Insurance Defense for Alabama on
Q: Auto Insurance Fraud?

I rear ended a gentleman on 07/31 and pictures were taken with no police report. The gentleman stated he would be in touch with me and I never heard from him until 08/10. On 08/10, he sent me the pictures and I proceeded to file the claim; however, I looked at a calendar and put the date of the... View More

Tim Akpinar
Tim Akpinar
answered on Aug 18, 2020

An Alabama attorney could answer best, but your question remains open for a week. Based on your description, it does not sound like you committed fraud. It looks more like you made a mistake in mixing up the date of the accident. Fraud essentially requires an intentional act aimed at deceiving the... View More

1 Answer | Asked in Insurance Bad Faith and Insurance Defense for Alabama on
Q: In Alabama what are the rights of a third party in an auto claim, can the check be made solely to me? Or does it by law?
Tim Akpinar
Tim Akpinar
answered on Jan 29, 2020

An Alabama attorney could answer you best, but your question remains open for four weeks. As a general matter nationwide, it can depend on arrangements made with the insurance carrier. If you handled your own property damage claim, the carrier will make the check payable to you. If an attorney is... View More

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Alabama on
Q: You I had a guy rear end me at a red light and it was the guys fault well now his Insurance company is leaving me stuck

His insurance company got me a rental car and now I was informed I have to return it tomorrow. Their garage totaled out my car now they say the check for the van has to be paid to this shady lien holder so now I’m going to be stranded and no money. I’m disabled and I don’t get money until the... View More

Tim Akpinar
Tim Akpinar
answered on Jan 5, 2020

I'm very sorry that all these things are happening to you on top of the recent loss of your husband. Unfortunately, when it comes to rentals, the allowances are strictly monitored. Once a check is cut, or once a determination of damage is made, that's about the end of the line for the... View More

1 Answer | Asked in Insurance Bad Faith, Insurance Defense and Health Care Law for Alabama on
Q: How can insurance companies keep lowering pain management for long term pain mngt patients until quality of life suffers

I had my first spine surgery at age 19 and many more,some botched over the years I turn 50 in a few days. Over the years I've had many pain mngt procedures, medications, and not a whole lot of pain relief. I finally got good pain mngt Dr. approx 16 yrs ago who gradually raised my meds until I... View More

Tim Akpinar
Tim Akpinar
answered on Nov 9, 2019

An Alabama attorney could address your issues best, as insurance is governed by state law. But your question remains open for two weeks. I'm sorry for your pain and frustration here. This sounds like something to take up with your doctor. While the pain management philosophies of your... View More

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