Virginia Beach, VA asked in Real Estate Law for Virginia

Q: I have a history of one eviction and my credit score is mid 600 it’s hard to rent

They do hard checks on my credit... is there way I can resolve the situation

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1 Lawyer Answer

A: The Internet has been both a blessing and a curse for tenants. On the one hand, it is much, much easier to find a competitive tenancy and to get a fairly accurate idea as to the price for comparable homes. On the other hand, landlords uniformly use credit checks and eviction records to qualify tenants, and they reject tenants who haven't paid rent, have poor credit, or have put a prior landlord to the expense of an eviction. Your best approach is to either come up with a decent explanation for why whatever went wrong before won't go wrong again or to rent from less competent landlords who don't know how to use the Internet until the eviction becomes history and you have improved your FICO score. Hard checks do hurt your FICO score but court cases hurt it more.

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