Fort Worth, TX asked in Car Accidents for Texas

Q: I was in an accident. Called my insurance to make the claim, they are paying the loss.. why not the other persons?

It was not my fault, i had the right of way and have witnesses that the other car didnt make a full stop sign. My insurance said my truck is total loss, but why them if its not my fault???

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1 Lawyer Answer

A: Your insurance company is paying because they have notice of a valid claim and you probably have full coverage. Therefore, they have a contractual duty to pay the claim. As for the other person‘s insurance company, that is not your insurance policy. They don’t owe you the same duties and responsibilities as your own insurance company. Don’t worry. Your insurance company will probably seek reimbursement from the responsible parties for the damages they paid as well as your deductible. At the same time, if you were injured and need an attorney in the Dallas/Fort Worth area, give me a call: 214-321-8225.

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