Boston, MA asked in Consumer Law for Massachusetts

Q: My father passed away & left properties - if he for some reason still owes a mortgage - am I as a heir responsible?

I never co-signed for any loans! The properties are in Puerto Rico!

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1 Lawyer Answer
Christopher Tolley
Christopher Tolley
  • Consumer Law Lawyer
  • Boston, MA
  • Licensed in Massachusetts

A: If you did not sign for the loans, you cannot be held personally responsible. I assume the Puerto Rico mortgages, if any, are like Massachusetts mortgages, that empower the lender to sell the property to satisfy the debt, and in most cases if you wanted to stop the foreclosure sales payment arrangements would have to be made. There are foreclosure moratoriums in effect in the U.S> and Massachusetts due to COVID-19 and there may be such moratoriums in Puerto Rico.

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