Q: What do I do with a escrow company which overlooked a lien on the house?
I purchased a house in April in California. I was hit by very high property taxes. The county tells me the reason is that there's a lien on the house by ( LA Hero program). The escrow company tells me they overlooked this lien or loan on the house. The Hero program refuses to give me details about the lien since the previous owners name is still on the loan. The county tells me the loan on the house is $18000. Frankly the Title and escrow goofed. I've been waiting for the escrow to do something but after 9 days nothing has happened yet. Thank you for your help
A: This is the reason why you buy title insurance. It is the title insurance company's problem. Write them a letter explaining the facts. Send them copies of any documents that support your claim. Demand that they either pay you $18,000 or take whatever action they need to take to clear the lien from the title and provide you with an updated title insurance policy after they do so. Call them first and get the name and address of someone to communicate with so you do not get lost in the system. Once you write them call them and push for a resolution.
Yelena Gurevich agrees with this answer
A: This is definitely a title insurance issue. You need to file a claim with them and have them have this handled. Also talk to your real estate broker about the process. You may need to talk to a lawyer.
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