Gulfport, MS asked in Social Security for Mississippi

Q: Can SSDI or a vehicle be used to pay a judgement?

I am on disability and on Monday I had a judgement put against me for a credit card. The amount is under $3000. I have a 2010 Chrysler and a joint bank account with my husband. Can they place the judgement against the bank and make me sell my car?

Related Topics:
1 Lawyer Answer
Brad A. Thomas
Brad A. Thomas
  • Social Security Disability Lawyer
  • Plano, TX

A: Private creditors are not allowed to levy your SSDI benefits to pay back your debt. The exception to this is if you owe federal debt to the IRS, child support, alimony, federal student loans, or court ordered victims restitution. SSI benefits cannot be levied or garnished by anyone. The second part of your question, regarding your vehicle, would be better answered by a debt collection attorney.

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.