Q: Am I financially responsible for my ex wife’s credit card?
She called me while I was at work and asked if I wanted another credit card. I told her no as I already have 3 personal credit cards and don’t want anymore. When I got home she told me she signed up for the card but didn’t put my name down. The bank account was in my name and which she used to pay the credit card bill until we got a divorce. We got a no contest divorce as we already determined what we were taking and weren’t arguing over who wanted what. A few months later a bill collector called telling me I needed to pay the card. I called the bank and told them it wasn’t my card, I never signed for anything and wasn’t even there when she opened the card but I was told it was a joint account. The bank manager told me my signature is not on any of the paperwork but it was still my responsibility. I spoke to his boss and he said he would look in to it and that was the last I heard. 3 years later today I received a summons for court and being sued by the bank.
A: It depends on a lot of things. The wording of your decree regarding debt, the timing of the purchases, and whether it is a debit or credit card. I wish I could help you more, but I would hire an attorney to help you clear it up.
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