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Oklahoma Consumer Law Questions & Answers

1 Answer | Asked in Consumer Law, Contracts and Copyright for Oklahoma on

Q: They is a woman that is flirt with a married man that is my husband

Me and my husband have two kids and this woman that has been hitting on my husband she dose not care

Kyle Persaud answered on May 28, 2019

If all that this woman is doing is flirting with your husband, that's not illegal.

1 Answer | Asked in Consumer Law and Contracts for Oklahoma on

Q: A mechanics lien has been filed on a property of ours, we disagree with the charges.

We had a vendor file a lien on our property after not completing a job. We received an invoice from an owner of this company, and it was incomplete in detail. We asked for another invoice more complete. We were told it was only a form error and that all work would be performed for the price that... Read more »

Kyle Persaud answered on Mar 6, 2019

You may subpoena the manager to show up in court. You can present the text messages in evidence. You may introduce anything into evidence that has "any tendency to make the existence of any fact that is of consequence to the determination of the action more probable or less probable than it would... Read more »

1 Answer | Asked in Consumer Law, Contracts and Criminal Law for Oklahoma on

Q: Can my attorney drop me because I have not fully paid him yet?

My trial starts January 2019 and my attorney said if I haven't paid him by October 31 2018 he is going to drop me. Can he do that and if he does then what do I do?

Keegan Kelley Harroz answered on Oct 4, 2018

If your boss stopped paying you for coming to work, you would quit and find a new job. If you are not paying your attorney, your attorney can withdraw from your case. If your attorney withdraws from your case, you will be required to hire a new attorney.

1 Answer | Asked in Consumer Law, Contracts, Foreclosure and Real Estate Law for Oklahoma on

Q: Who do I see to learn if an action has been filed on a mechanic's lien or if a hearing date has been set or is pending?

I have not been served a summons, although I have reason to believe that such may be forthcoming. I have offered settlement and have made previous payment and have sent a recent check to the merchant, which cumulatively amount to 75% of all claimed charges but have been stonewalled. The most... Read more »

Todd Laster answered on Sep 27, 2018

You can search to see if a mechanic's lien has been filed on your property by searching in the land records division of the Court house where the property is located. There is a fee for copies. If the creditor makes an attempt to foreclose on the mechanics lien you should be notified by a summons.

1 Answer | Asked in Consumer Law and Small Claims for Oklahoma on

Q: If I am sued for payday loans, will I be notified to appear so they can’t throw me in jail?

David Humphreys answered on Aug 18, 2018

You cannot be thrown in jail for failing to pay a lender. You can be jailed for contempt of a court order. Follow the orders of the court and you won’t go to jail.

You may not have to pay if your income is ssa, ssd, retirement or certain other “exempt” income.

Check with a...
Read more »

1 Answer | Asked in Consumer Law for Oklahoma on

Q: I bought a vehicle in oklahoma in feb18 with buy here pay here that had their own finance company. I surrendered .

I surrendered the car due to inability to pay in early April it took them until June 9

to send me the letter. They refuse to talk with me via written communication they want to talk on the phone instead so I'm unable to have any proof of what was said.

Because of change in... Read more »

Todd Laster answered on Jun 28, 2018

The deficiency balance that is still owed can be collected by the creditor in State Court by receiving a judgment and then collecting on the judgment with a wage garnishment. In Oklahoma up to 24% of a debtor's wages can be garnished for this type of debt. deficiency balances on repossessions can... Read more »

1 Answer | Asked in Consumer Law for Oklahoma on

Q: I took out a loan The lady left me a voicemail saying she was issuing a warrant picking me up after work?

David Humphreys answered on May 21, 2018

This is predatory and not legal in Oklahoma. Search for and hire a consumer protection lawyer.

2 Answers | Asked in Consumer Law, Criminal Law, Civil Litigation and Small Claims for Oklahoma on

Q: Will Walmart come after me? They have sent the 3 letter & it was dismissed by the court due to my mom having dementia

My mom was w me & she wasn’t scanning items & they thought she purposely took them & I tried to tell the security guy that it was a mistake & my mom has dementia but he wasn’t letting it go. It was dismissed by the court. I keep getting letters from Walmart to pay $100 & if I dont, they will... Read more »

Frank A. Urbanic answered on Apr 23, 2018

They could go after you in civil court.

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1 Answer | Asked in Consumer Law and Civil Litigation for Oklahoma on

Q: What recourse do I have when an auto mechanic is trying to obtain a Title 42 on my deceased son's car?

My son which is now deceased was employed by the same auto repair shop that is trying to obtain the Title 42 on grounds of abandonment also requesting payment for unauthorized repairs done after my son was killed.

David Humphreys answered on Apr 12, 2018

You can file a suit either in small claims court, if the vehicle is worth less than or not more than 10,000. if its worth more you would have to sue in District Court. Im sorry for your loss and wish you the best in your search for justice.

1 Answer | Asked in Consumer Law, Family Law and Collections for Oklahoma on

Q: Can debtors try to get my family to pay my debts or get my life ins. if I am the sole signee on loans and credit cards?

When I pass away?

Gary Johnston Dean answered on Mar 22, 2018

No your family is not responsible, and life insurance payable to individuals is safe. However, if you have other properties subject to probate, creditors can file claims against your estate. See a lawyer to help plan your estate to avoid probate.

1 Answer | Asked in Banking and Consumer Law for Oklahoma on

Q: I have a bank my mother helped me get. Her name is on the account. I got a loan she did not cosign can they go after her

I signed for the loan not her, she says because she opened the account they will make her pay it, but this isn't an account were talking about its a loan....I can't afford it I need bankruptcy if I pay them a dime I won't be able to do the bankruptcy cuz I'm broke bad...she wants me to pay them... Read more »

David Humphreys answered on Jan 22, 2018

your mom is only liable to the extent she puts any of her money in the account. The bank can definitely drain the joint account to pay down the loan.

1 Answer | Asked in Bankruptcy, Consumer Law, Gov & Administrative Law and Insurance Bad Faith for Oklahoma on

Q: A case was filed against me in U.S. District Court, Oklahoma Northern District, on July 5, 2017. Must I have a lawyer?

Suit by Met Life to reclaim life insurance paid to me in error. I was not at fault in any way but cannot repay. It was in 2014. Can I get advice?

Gary Johnston Dean answered on Nov 30, 2017

Sorry I didn't see this sooner. YES, you should hire an attorney, if you haven't already. Representing yourself in Federal Court is much more difficult than in state courts, as I am sure you have learned by now.

Please visit my website,, and at the bottom of the homepage,...
Read more »

1 Answer | Asked in Consumer Law, Personal Injury and Car Accidents for Oklahoma on

Q: Is Oklahoma a diminished value state?

Was in a 0% at fault wreck, where the other party broke the law and hit me. Vehicle is being repaired but I'd like to get diminished value of the vehicle to help hold me over while recovering from injuries and can't work.

Peter N. Munsing answered on Nov 11, 2017

If you have injuries you have an injury claim and should consult a member of the OK Trial Lawyers Assn--they give free consults. with your injuries this isn't d.i.y. It's also how you'll make up any loss on what you get for the property damage.

1 Answer | Asked in Civil Litigation, Family Law, Consumer Law and Native American Law for Oklahoma on

Q: my wife took 3 of my car titles in my name only to her indian tribe tag office and came back with titles and in her name

what can I do legaly and can I sue the tribe for this becacause she said the lady said to sign my name on there and she also signed my name on tax papers

Pete David Louden answered on Oct 30, 2017

Gather the titles and any other info you have and schedule an appt with an attorney to review your case. After looking at everything you have they will be able to tell you your options.

1 Answer | Asked in Consumer Law and Estate Planning for Oklahoma on

Q: Can you use a payable-on-death to transfer vehicle?

Can you use a payable-on-death to transfer vehicle in Oklahoma? How is this done and is there a specific document you use?

Richard Winblad answered on Oct 3, 2017

Oklahoma has a transfer on death form for vehicles. It is available online. Contact an attorney if you need assistance.

1 Answer | Asked in Consumer Law for Oklahoma on

Q: In the MLA I was supposed to be denied the loan, not fully aware of the 79% interest rate that would follow.

The lenders aren't allowed to sign loans with military members or spouses of members with these types of loans. I have a copy of the agreement showing a 79% interest on the loan yearly. With the MLA it is supposed to be limited or capped. I have more than paid the loan back but with the growing... Read more »

David Humphreys answered on Sep 21, 2017

You should obtain a consultation with a consumer law attorney. Search the web for lawyers that handle consumer fraud in Oklahoma; thats what happened to you. You need to get a competent attorney and take action. The stress of your situation is going to go away unless you deal with this problem and... Read more »

1 Answer | Asked in Consumer Law, Contracts, Arbitration / Mediation Law and Stockbroker Fraud for Oklahoma on

Q: Does the MLA (military lending act) cover me in this situation?

I was enlisted at the time I signed for a predatory payday loan and have been paying them for almost two years constantly having to renew as it's almost impossible to pay them off. I heard about the MLA and each time I ask the company about it they never answer me and refuse to give anything in... Read more »

David Humphreys answered on Sep 16, 2017

There is a federal Military Lending Act, but I am not aware of a state law passed in Oklahoma. The federal law does offer protections but you don't say in what way you think the MLA was violated. Please provide more information and I will evaluate. Thank you.

PS Don't let the time to...
Read more »

1 Answer | Asked in Business Law, Consumer Law, Health Care Law and Employment Law for Oklahoma on

Q: I am a member of a non-profit called Christian Healthcare Ministries.It is a ministry where members share members health

insurance costs.It is not an insurance company so they have a pre-existing condition limitation.Pre-existing is defined as having symptons, signs or treatment within 1 year of joining.I joined in April 2016.I had a condition in Aug 2014 and last visit for it was Dec 2014.I had another incident in... Read more »

Howard Berkson answered on Apr 20, 2017

Whether you have any legal recourse depends on the contents of your contract with the organization and with their own established past practices. You should take your paperwork to an attorney familiar with contract law and review it with him or her in detail.

1 Answer | Asked in Contracts and Consumer Law for Oklahoma on

Q: How can i get out of contract on new car purchase 12days ago ?

Income cant cover payments

Howard Berkson answered on Apr 20, 2017

I am sorry to hear you are stuck in a purchase contract you cannot afford. From a lawyer's perspective, a contract is an exchange of promises that is enforceable by law. In other words, the whole point of having a contract is to force someone to keep their promise. The consequences of breaking... Read more »

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