Q: Good evening, I recently divorced my spouse and want to have his name removed from my mortgage loan. Is that possible?
A: That's something that should have been resolved in the divorce settlement. You'll need to refinance, assuming you can carry the house on your income, including alimony, alone.
Mr. Sternberg is correct - you'll have to refinance to do it. Lenders are a pain in the neck on this stuff - assuming you actually find someone at the loan servicing company who understands what you're doing. The important thing is to get a deed from your ex for their share of the property so you own it completely subject to the loan.
In my experience divorce lawyers are not too skilled on the nuances of mortgage loans and don't give good advice.
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