Bloomingdale, IL asked in Car Accidents for Illinois

Q: Can a 17 year old get sued / law suit on them ? Is that legal ? I am really scared, a minority and need advice

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2 Lawyer Answers

A: An Illinois attorney could advise best, but your question remains open for four weeks. Your insurance company would be able to meaningfully advise you on this, as insurance practices are governed by state law. But as a general rule, minors are not necessarily protected from being sued in motor vehicle accidents; they can be if they were at fault. But even if that were to happen, that is what insurance is in place for, and the carrier (or your parent's carrier if the policy was issued under them) should make arrangements to defend you in any lawsuit. Good luck

Tim Akpinar

A: You absolutely CAN be sued but it is silly to contemplate suit, just turn it over to your insurance company. If you do not have insurance, you owe whatever damages the other driver and occupants can prove. Under the circumstances, the other driver will process a claim through the uninsured motorist provision of his own car insurance and they will pay. Once the other insurance company pays, they will simply go to Court and secure a judgment against you for the total of whatever they paid. This would include all compensation for property damage, personal injury, car rental, and telling.

The fact of your age, that you are a minority, or that you are scared are all irrelevant details that really don't have anything to do with anything. The sole relevant details are that you were driving and that you somehow caused an accident. If you had insurance, it's not a big deal. If you did not have insurance, it is not likely that you will drive anytime soon because your license will be suspended indefinitely until you have both proof of insurance and you have entered into a repayment plan to pay the other driver and or his/her insurance company.

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