Q: I bought a minibus that I'm planning to use as a taxi to make money. With regular insurance, is that illegal?
Also, would passengers be allowed to drink alcohol while I drive? The open container law says This subsection shall not apply to a passenger of a charter or special bus operated as defined under R.S.48:4-1 or a limousine service. Like I previously mentioned, I own a registered and insured minibus that I want to start a taxi service with. Actual limousine insurance seems unobtainable as several quotes I received were 15,000 a year. Do I need that insurance to legally operate?
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A: What you want to do is a recipe for major problems. You really need to retain an experienced business attorney, who can set up the right corporate entity and of course, you will need the right type of insurance. Failure to do so could result in your personal assets being placed at risk. Trying to do this on the cheap, can cost you everything and worse.
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