Q: Can my home ins. company legally deny claim for roof damage from a hurricane by saying “we don’t cover wear & tear”?
3 roofers have said I need roof replaced. Two insurance company’s contract inspectors have told my roofer that it needs replacement but co still denies my claim.
A: Get written estimates for roof replacement. Make sure that estimates state: "due to hurricane damage". Send certified letter, return receipt requested, or fax, with estimate to insurance company.
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