Louisiana Insurance Bad Faith Questions & Answers

Q: How long does a insurance company has to pay on replacement cost claims after the receipts are turned in?

1 Answer | Asked in Insurance Bad Faith for Louisiana on
Answered on Aug 3, 2018
Ellen Cronin Badeaux's answer
Is this your insurance company or the other driver's company?

Q: Can our policy be cancelled during litigation when all premiums have been paid?

1 Answer | Asked in Consumer Law, Contracts, Personal Injury and Insurance Bad Faith for Louisiana on
Answered on Aug 24, 2017
David Alan Wolf's answer
You should consult with an attorney. It is odd that the insurance company is cancelling the policy for failure to maintain the building. Typically, policies are challenged by the carrier if there is a misrepresentation or a failure to pay the premium. There may be a way to force the insurance company to cover the claim.

Q: My insurance has denied a medical surgery procedure.

1 Answer | Asked in Insurance Bad Faith, Personal Injury and Workers' Compensation for Louisiana on
Answered on Dec 13, 2016
Peter Munsing's answer
Depends on your state's law regarding "bad faith" . Contact a member of the Louisiana Assn for Justice who handles insurance bad faith. In the meantime be sure they put the reason for their denial in writing.

Q: In a wreck. Other driver t-boned my vehicle. My vehicle is a total loss. His insurance company paid the car off.

1 Answer | Asked in Insurance Bad Faith and Car Accidents for Louisiana on
Answered on Jun 30, 2016
Peter Munsing's answer
Assuming they paid for the damage to the car, you can't file a second claim for the same thing--look at your policy.You would have a claim for your injury so contact a member of the La. Trial Lawyers Assn--they give free consults.

Q: Should I pursue legal action to have claim settled?

1 Answer | Asked in Insurance Bad Faith and Car Accidents for Louisiana on
Answered on Jun 29, 2016
Peter Munsing's answer
Contact a member of the La. Trial Lawyers Assn who handles bad faith claims--they give free consultations.

Q: What if I was in an auto accident in Louisiana and my final bill or notice of cancellation was within ten days of the

1 Answer | Asked in Insurance Bad Faith, Insurance Defense and Car Accidents for Louisiana on
Answered on Nov 14, 2015
Adam Studnicki's answer
Check the policy and local lawyer to see if there was a grace period. A local lawyer can review and advise.

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