David Alan Wolf's answer You should consult with an attorney. It is odd that the insurance company is cancelling the policy for failure to maintain the building. Typically, policies are challenged by the carrier if there is a misrepresentation or a failure to pay the premium. There may be a way to force the insurance company to cover the claim.
Peter Munsing's answer Depends on your state's law regarding "bad faith" . Contact a member of the Louisiana Assn for Justice who handles insurance bad faith. In the meantime be sure they put the reason for their denial in writing.
Peter Munsing's answer Assuming they paid for the damage to the car, you can't file a second claim for the same thing--look at your policy.You would have a claim for your injury so contact a member of the La. Trial Lawyers Assn--they give free consults.
Adam Studnicki's answer Check the policy and local lawyer to see if there was a grace period. A local lawyer can review and advise.
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