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Louisiana Insurance Bad Faith Questions & Answers

2 Answers | Asked in Personal Injury and Insurance Bad Faith for Louisiana on

Q: Just had my forma pauperis statis accepted on a suit for over 100000 do i ask for hearing to obtain evidence now

How do i file for trial

Douglas Lee Bryan answered on Jun 3, 2019

You should consult with an attorney to represent you.

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1 Answer | Asked in Insurance Bad Faith for Louisiana on

Q: How long does a insurance company has to pay on replacement cost claims after the receipts are turned in?

I submitted them on the June 21,2018 and again on the July 25, 2018 because they claim they were to light. Never had a problem before .

Ellen Cronin Badeaux answered on Aug 3, 2018

Is this your insurance company or the other driver's company?

1 Answer | Asked in Consumer Law, Contracts, Personal Injury and Insurance Bad Faith for Louisiana on

Q: Can our policy be cancelled during litigation when all premiums have been paid?

Our church is being sued for a "trip and fall" and our policy has been cancelled for "failure to maintain our building". But no one has come to investigate the situation at all. it is as if the insurance company is taking the plaintiffs word on the matter. I am very frustrated. Any advice would be... Read more »

David Alan Wolf answered on Aug 24, 2017

You should consult with an attorney. It is odd that the insurance company is cancelling the policy for failure to maintain the building. Typically, policies are challenged by the carrier if there is a misrepresentation or a failure to pay the premium. There may be a way to force the insurance... Read more »

1 Answer | Asked in Insurance Bad Faith, Personal Injury and Workers' Compensation for Louisiana on

Q: My insurance has denied a medical surgery procedure.

If I hire an attourney and it is proven that I do need this procedure, do I pay out of pocket or does my insurance cover my attourney costs.

Peter N. Munsing answered on Dec 13, 2016

Depends on your state's law regarding "bad faith" . Contact a member of the Louisiana Assn for Justice who handles insurance bad faith. In the meantime be sure they put the reason for their denial in writing.

1 Answer | Asked in Insurance Bad Faith and Car Accidents for Louisiana on

Q: In a wreck. Other driver t-boned my vehicle. My vehicle is a total loss. His insurance company paid the car off.

Can I file a claim against my own insurance company and use that money to purchase a new vehicle?

Peter N. Munsing answered on Jun 30, 2016

Assuming they paid for the damage to the car, you can't file a second claim for the same thing--look at your policy.You would have a claim for your injury so contact a member of the La. Trial Lawyers Assn--they give free consults.

1 Answer | Asked in Insurance Bad Faith and Car Accidents for Louisiana on

Q: Should I pursue legal action to have claim settled?

I was involved in an auto accident in December 2015 which totaled my vehicle. I was accused of staging the accident by the insurance company. A full investigation was done and is now completed. I didnt stage the accident. Here we are in April 2016 and as if this process hasn't been drug out long... Read more »

Peter N. Munsing answered on Jun 29, 2016

Contact a member of the La. Trial Lawyers Assn who handles bad faith claims--they give free consultations.

1 Answer | Asked in Insurance Bad Faith, Insurance Defense and Car Accidents for Louisiana on

Q: What if I was in an auto accident in Louisiana and my final bill or notice of cancellation was within ten days of the

accident when I could not afford to pay my premium is that insurance company still liable if I was in a not at fault accident

Adam Studnicki answered on Nov 14, 2015

Check the policy and local lawyer to see if there was a grace period. A local lawyer can review and advise.

Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is only general information. It is NOT legal advice, and it may not work for...
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