My car was stolen on January 28th and recovered by police on feb 2nd. Someone had set it on fire. I am completely devastated and have been treated like a criminal by law enforcement from day one. I have corroborated with my insurance company giving them everything they have requested of me. I also... View More 
answered on Mar 5, 2024
You are handling these matters by yourself ---in order to insulate yourself you at a minimum consult with a lawyer in your area to get a better idea of the procedure and process-----and if you so desire (and I do recommend), hire a alawyer to be your representative in this process. He can... View More
3 policies purchased in the 70s
beneficiary was changed twice, lastly to my dads oldest son
they had a falling out about a year prior to his death
dad changed his will to exclude his son from getting anything
multiple people including non family members know of the... View More
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answered on Aug 22, 2023
You will need to check the exact insurance beneficiary designation. Only if it went to the decedent's estate would it go through his will. Usually the designated beneficiary gets the money and it does not go through the estate. A disinheritance in the will does not effect an insurance... View More
I was with State Farm for 12 years, no incidents or claims. This summer I drove my husband’s truck to the beach, on the way the ac went out. My brother met us in Alabama for the weekend, he said he’d take the truck to have the ac fixed (I’d just gotten it out of the shop for 8 months waiting... View More
answered on Jan 10, 2023
Yes they can although it seems to me to be a bad business practice for State Farm. If State Farm is not doing what it should from an insurance (coverage) standpoint as it relates to any of the incidents you describe, then please contacgt a lawyer in your area and discuss your options. Good... View More
UNUM is saying cancer4 is not a critical illness,and prostate is
not a major organ. on my policy on page 5, and 21;22
say cancer is covered. And on UNUM website say
a critical illness policy cover cancer.
answered on Jan 9, 2023
A Louisiana attorney could advise best, but your question remains open for three weeks. I'm sorry for your ordeal. You could reach out to health care attorneys to try to set up a free initial consult to discuss your best options in terms of challenging the denial - litigation or other means,... View More
I am getting a camp Lejeune settlement, but they are saying United Health has put a lien on me to recover money for the treatment. Is this legal
answered on Mar 30, 2024
A Louisiana attorney could advise best, but your question remains open for two weeks. You may want to discuss this with the attorney handling your settlement - it isn't fully clear if they are the ones telling you that you have a lien for the surgery from 20 years ago. Good luck
Company owner sued his own insurance co and lost in a judgement. Where do I stand now? Do I sue his insurance also? Sue him personally? It’s been about 2.5 years
answered on Mar 21, 2024
A Louisiana attorney could advise best, but your question remains open for three weeks. An attorney could advise more definitively with more information about the basis of the denial. One option might be to review the denial with a local attorney, and also learn of applicable statutes of... View More
After years of dropping it in the slot marked "mail that's not yours," I finally called them to report it. I answered questions over the phone. They sent me a document, which I signed and returned stating I don't have any of the documents and haven't opened them. Also I... View More
answered on Mar 7, 2024
A Louisiana attorney could advise best, but your question remains open for a week. It doesn't sound like a case, for practical purposes. What damages did you suffer? This is only an individual opinion. Different attorneys could see the same matter differently. You could reach out to local... View More
answered on Nov 6, 2023
More information is needed, however if the insurance company is not cooperating with you (and most of the time they do not fully cooperate), then you need someone to fully protect your interests and that is ually an accident/injury lawyer. Use the Find a Lawyer tab and search for accident/injury... View More
The insurance company says we had no damage. We of course have damage and have proven so in a 42+ page list of damages, etc from a qualified adjuster, etc. it is currently sitting in the LA E District Court. Both parties were given an order and “forced” to settle or mediate within 6 weeks from... View More
answered on Aug 27, 2022
A Louisiana attorney could advise best, but your question remains open for three weeks. It would be helpful to see the court's orders and accompanying papers. But as a general matter nationwide, if court-ordered mediation fails, a matter could move back on the trial calendar. Without seeing... View More
I got into a wreck on the afternoon of 12/17. Fault wasn't determined at the scene, and no tickets were issued. I didn't immediately file a claim with my insurance due to stress and mental health issues (it was the 5-yr anniversary of my dad's death). I also needed to get a microSD... View More
answered on Jan 6, 2022
You should contact an accident/injury lawyer in your area to specifically discuss your matter-----most attorneys who receive calls and inquiries about this subject matter will provide a free/complimentary consultation.
Insurance company fighting to not pay when foundation is compromised
answered on Jan 5, 2022
A Louisiana attorney could advise best, but your question remains open for three weeks. The dispute you describe sounds like it met an impasse between your assertion for a new foundation and the insurance carrier's position. One option may be to reach out to Louisiana attorneys to determine... View More
I filed a claim for scratches the insurance company wants to total They are not giving me enough money to buy a new car And a salvage on my on my six-year-old car would leave me uninsurable
answered on Dec 6, 2021
A Louisiana attorney could advise best, but your question remains open for three weeks. It could depend on their standard policies. The determination to total out is generally based on certain thresholds, where a carrier would not pay for repairs beyond replacement cost based on market value... View More
There is a document put out by BCBS Louisiana Policy #00583 that details when the surgery should be covered for TMJ due to medical necessity and BCBS is still denying it... what are my rights?
What can I do?
answered on Oct 13, 2021
A Louisiana attorney could answer best, but your question remains open for three weeks. If the surgery pre-authorization you're talking about has provisions for appeal, you could discuss with your oral surgeon what an appeal would entail. At the very least, they would probably need to present... View More
answered on Oct 12, 2021
That is a good question. I am inclined to say that unless you can show the the damage caused by the hail was due to the negligence of a 3rd party, then there is no recovery for diminution in value claim. Another way to look at this is that if you are making the claim against your own insurance... View More
answered on Oct 6, 2021
I think more information is needed to properly answer this. That said, I would not say there are treble damages available, however, depending on the circumstances, an insurance company can be found liable for attorney's fees, penalties and interest for bad faith actions---two statutes which... View More
My mom and aunt share a name and birthday, different years, she claims her insurance was canceled in 2018 because they thought she was my mom who died in 2016. Her insurance Risa asking for my moms death certificate to reinstate her . I assumed her ssn would be enough .
I have been told that I have burglary coverage, but not theft coverage and that is why they cannot honor my claim. The "theft" occurred inside my locked door to my apartment bedroom. The representative told me because there is no proof of forced entry into my room it is therefore, theft... View More
answered on Mar 25, 2021
Burglary can be of a "dwelling" not a "room". But it does not require forced entry, only unauthorized entry.
3 roofers have said I need roof replaced. Two insurance company’s contract inspectors have told my roofer that it needs replacement but co still denies my claim.
answered on Jan 28, 2021
Get written estimates for roof replacement. Make sure that estimates state: "due to hurricane damage". Send certified letter, return receipt requested, or fax, with estimate to insurance company.
The person who hit my car gave fake information to the officers and had no insurance. They have no license either.
answered on Dec 4, 2019
That's what your UM insurance is for, unless it was a minor or using an insured driver's vehicle.
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