Q: Do I need Workers Compensation Insurance if I have no employees in the business, except myself?.
We are family consulting microbusiness, owned by my wife (she does not do work in this business). I feel Workers Compensation Insurance is useless for us, but dont want to pay fine for not having it.
Thank you
Gregory
Lawyers, want to be a Justia Connect Pro too? Learn more ›
- (801) 810-7673
- View Profile
- Answered
A:
You may still be required to carry workers comp insurance. Check with the NJ Dept. of Labor and Workforce Development based on what type of work entity you have created.
"Sole Proprietorship – All sole proprietorships operating in
New Jersey must maintain workers’ compensation insurance
or be approved for self-insurance so long as any one or more
individuals, excluding the principal owner, performs services
for the business for prior, current or anticipated financial
consideration." Since you say the business is owned by your wife, if anyone else does work, you must carry workers comp insurance.
A: Generally yes, but since we don't know anything about your business it would be impossible to give you a certain yes or no answer
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
