Santa Clara, CA asked in Bankruptcy for California

Q: Came to an agreement with collections company. They didn't hold up their end. They're also harassing. What can I do?

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6 Lawyer Answers
Yelena Gurevich
Yelena Gurevich
Answered
  • Bankruptcy Lawyer
  • Studio City, CA
  • Licensed in California

A: You can file bankruptcy and eliminate the debt if you qualify. Call and attorney that practices bankruptcy and consumer protection law for a consultation.

Timothy Denison agrees with this answer

Aaron Michael Lloyd
Aaron Michael Lloyd
PREMIUM
Answered
  • Bankruptcy Lawyer
  • Redlands, CA

A: If you no longer want to pay them anything then you maybe able to file bankruptcy. Bankruptcy eliminates collection accounts, credit cards, medical bills, and other debts. I suggest you contact a bankruptcy attorney to find out if you qualify for bankruptcy and if it is the right move for you.

Timothy Denison agrees with this answer

Harlene Miller
Harlene Miller
Answered
  • Bankruptcy Lawyer
  • Irvine, CA
  • Licensed in California

A: Depending upon your complete financial situation, bankruptcy may be an option for you. I agree with my colleagues - seek advice from an experienced bankruptcy attorney - some of us offer a no charge half hour consultation.

Timothy Denison agrees with this answer

Theodore Allan Greene
Theodore Allan Greene
Answered
  • Bankruptcy Lawyer
  • Sacramento, CA
  • Licensed in California

A: If you got the terms of the agreement in writing you should be able to hold them to it. If you didn't then you might consider the bankruptcy options that have been suggested to you.

Timothy Denison agrees with this answer

Timothy Denison
Timothy Denison
Answered
  • Bankruptcy Lawyer
  • Louisville, KY

A: Bankruptcy or motion for contempt for breaching the agreement if you can prove it.

Octavio Velarde
Octavio Velarde
PREMIUM
Answered
  • Bankruptcy Lawyer
  • San Diego, CA
  • Licensed in California

A: I agree with my colleagues. I would look at the remedies available to you in the terms of the agreement. E.g. what are the remedies when one party breaches?

And yes, bankruptcy is a good option if the debt is significantly burdensome. It will wipe out most debts, including those from private agreements.

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