Santa Clara, CA asked in Bankruptcy for California

Q: Came to an agreement with collections company. They didn't hold up their end. They're also harassing. What can I do?

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6 Lawyer Answers

A: You can file bankruptcy and eliminate the debt if you qualify. Call and attorney that practices bankruptcy and consumer protection law for a consultation.

Timothy Denison agrees with this answer

A: If you no longer want to pay them anything then you maybe able to file bankruptcy. Bankruptcy eliminates collection accounts, credit cards, medical bills, and other debts. I suggest you contact a bankruptcy attorney to find out if you qualify for bankruptcy and if it is the right move for you.

Timothy Denison agrees with this answer

A: Depending upon your complete financial situation, bankruptcy may be an option for you. I agree with my colleagues - seek advice from an experienced bankruptcy attorney - some of us offer a no charge half hour consultation.

Timothy Denison agrees with this answer

A: If you got the terms of the agreement in writing you should be able to hold them to it. If you didn't then you might consider the bankruptcy options that have been suggested to you.

Timothy Denison agrees with this answer

A: Bankruptcy or motion for contempt for breaching the agreement if you can prove it.

A: I agree with my colleagues. I would look at the remedies available to you in the terms of the agreement. E.g. what are the remedies when one party breaches?

And yes, bankruptcy is a good option if the debt is significantly burdensome. It will wipe out most debts, including those from private agreements.

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